Unique Benefits

Unique Benefits
You're the focus

Imagine..........

- Working with an Advisor who considers what’s in your best interests at every turn, and offers an
Investment Advisory Program that brings you every possible opportunity to keep costs low

- Paying less for Investment Advisory Services than the standard 1%.......... possibly even HALF

- Not being locked into an annual contract for Investment Advisory Services
as may be the case with many other firms; the Agreement between you and
Financial Solutions can be terminated by either party at will

- Knowing your Investment Advisor is a FEE-ONLY Advisor and has no commissions to gain
on transactions, allowing for arms-length recommendations exclusively to your benefit

THE STRATEGY

Financial Solutions’ strategy is based upon the recommendation of the purchase of
no-load mutual funds with superior returns, low management fees, low expense
ratios and low transaction fees.

A Tactical Asset Allocation strategy is the cornerstone, and focuses on re-balancing the
asset allocation model within the framework of the stock market cycles.

YOUR CHOICES

Financial Solutions provides you with two (2) choices for Investment
Advisory Services, “Advisor-Initiated” and “Client-Initiated”.

In both models, you the Client retain custody and all trading discretion
over your investments.

You initiate all trades, and pay nominal trading commissions to
the discount brokerage firm.

You collaborate with the Advisor to achieve optimal investment results.

Advisor-Initiated Investment Services

In this model, the Advisor:
- Contacts you with recommended investments

- Creates an asset allocation model

- Receives copies of all monthly brokerage statements

- Initiates telephone conferences with you monthly

- Initiates meetings with you quarterly

- Implements an overall plan for the portfolio and
changes that plan as necessary

- Invoices services quarterly at an hourly rate with
a quarterly minimum established by the Advisor

Client-Initiated Investment Services

In this model, you the Client:
- Initiate contact with the Advisor to schedule a meeting to discuss
your portfolio, specific investments, or strategies as your needs arise

The Advisor:
- Invoices on a monthly basis for the services rendered
in the previous month

The Advisor does not:
- Initiate contact with you to make portfolio recommendations

- Initiate changes in the asset allocation model except at your request

Important
All “Financial Planning” services are separate from “Investment Advisory” services
and will be invoiced separately from the quarterly minimum fees outlined in the
“Advisor-Initiated” Investment Services model.

Life Plan Concept

Financial Solutions will collaborate with you to produce a comprehensive, multi-level
financial plan that targets your essential lifestyle issues and dreams.

By focusing on a qualitative analysis of your long-range priorities and values,
the plan will transcend the standard technical financial analysis.

The Result -- You achieve true quality of life throughout each life stage.

Back to Financial Solutions home page